HOME BUYING
 

 

 

 

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Understanding a little bit about the home buying process can help you make a more sound decision. This home buying resource center should help. Be sure to fill out a buyers request form to get started.
 
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Advantages of Buying
Owning versus Renting, Renting and Inflation, Wealth and Equity
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Home Finance 101
Determining What you Can Afford and the Pre-Approval Process, Accumulating a Down Payment, Plan for Closing Costs, Homeowner's Insurance, PMI/Mortgage Insurance, Property Taxes, Tax Benefits of Ownership, Tax Benefits of Selling, Maintenance and Other Costs
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Preparing to Shop
Getting Pre-Approved, Financing Options, Home Search, Using the Internet in Your Home Search, Good Neighborhoods, Evaluating Neighborhoods, Pre-Owned Homes, New Homes, Condo Advantages
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Your Real Estate Team
The Team and the Players, The Perfect Agent, Understanding Agency, Selecting an Agent, Your Agent and You, Who is the Broker, Other Key Advisors
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Making an Offer
Negotiating, Transaction Process and Buyer Strategies, Making an Offer to Purchase, Getting a Counter Offer, Negotiating Credits, Major Corrective Work
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Getting a Mortgage
Mortgage 101, Fixed or Adjustable?, Fixed Rate Mortgages, Adjustable Rate Mortgages (ARMs), 15 or 30 Year Terms, Understanding Points, Other Lenders Fees, Locating a Lender, Traits of Good Lenders, Loan Prequalification and Preapproval
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Inspections and Insurance
Understanding Inspection, Why Properties Should be Inspected, Types of Inspections, Optimizing Inspections, Homeowner's Insurance, Title Insurance, Concerns With Title
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Closing the Deal
Final Closing Statement, Closing Day, Move in After a Seller Rent-back, Final Verification of Condition
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After You Buy
Reassemble Your Finances, Moving and Services, Moving with Family, Tax Assessments, Refinancing, Keep Receipts for Improvements
 

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Brazen Sotheby's International Realty
10138 Main Street • Bellevue, WA 98004
Phone: (206) 683-0089 • .
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